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One of the most common questions accident victims have about their automobile insurance is what to do after their Personal Injury Protection (PIP) is exhausted. Losing your PIP coverage can be an especially stressful experience, like having the rug pulled out from under you. It’s hard enough worrying about recovering from your injuries without the added stress over how, or […]
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A back injury is one of the most persistent and debilitating injuries a person can suffer from an automobile accident. Back injuries run the gamut from low-grade strains to the more severe herniated disks and spinal cord damage, both of which require surgery and extensive recovery periods. If you’ve been in a car accident and feel you may have suffered […]
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If you’ve ever had need of a personal injury attorney, you’ve probably heard the terms “legal demands” being thrown around. Legal demands are documents written by legal professionals that provide insurance adjusters necessary information regarding your accident, medical bills, lost wages, and pain and suffering. Liability Statement The first part to writing legal demands is the statement of facts section. […]
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Despite being invisible, concussions are serious injuries and should not be ignored. Concussions are frequently caused by moderate to severe trauma to the head. Due to the typical blunt force impacts associated with automobile, motorcycle, and bicycle accidents, the risk of obtaining a concussion is high if you are the victim of such an incident. If you are in […]
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In our previous article, we discussed important health insurance topics such as understanding deductibles and coinsurance. In part two we’ll go over two other important health insurance topics: copays and maximum out-of-pocket cost. There will also be some math to show you how health insurance calculates medical cost shared between the insurer and the insured. Copays A copay (also co-pay) […]
