Depending on the circumstances of your accident, either the rideshare company or the driver of the other vehicle. Uber and Lyft both fully insure passengers from the start to finish of their rides, so you should be covered no matter what. However, it may be determined that your rideshare driver’s personal insurance is responsible for your losses. It really all depends. Rideshare accidents are some of the most complicated personal injury claims and should only be handled by an experienced attorney like you’ll find by hiring The Advocates.
In order to drive for Uber or Lyft you must have your own personal insurance. However, as soon as you turn on the rideshare app in order to pickup riders you are no longer covered by your personal insurance. While ferrying riders for Uber or Lyft you are covered by their insurance policies and are subject to their various phases of coverage. Unfortunately, depending on what phase you are in, there are gaps to coverage. In the case of Uber, phase 1, the sign-in phase, has the least amount of coverage. You do not want to get in an accident during this phase. Trust us. For more detailed information about your rideshare companies insurance policies seek out your company representative.
Just as no two people are the same, neither are no two rideshare accidents. Thanks to the complex insurance policies and coverages involved, rideshare accidents are especially difficult to put an estimate to. Hiring an experienced attorney is almost certainly the best idea if you’ve been in such an accident. The lawyers at The Advocates can not only help you determine whose insurance is liable for your injuries and damages, we can help recover compensation for your medical bills, lost wages, physical therapy bills, chiropractic treatments, personal recovery time, and even any childcare costs you accrue. After you hire The Advocates, we will fight to make sure you get every dollar you are owed for your rideshare accident. So contact us today for a free case evaluation. Call 206-452-4200! Don’t wait.
Uber and Lyft Accident Attorney
With Uber and Lyft becoming popular modes of transportation for many people, accidents involving rideshare vehicles have also begun to increase. Making a car accident claim against a ride share company, though, can be confusing due to the nebulous insurance coverage offered by Uber and Lyft. If you’ve been injured as a passenger or even as a driver in an Uber or Lyft vehicle, you may be entitled to compensation for your losses.
Unfortunately, rideshare companies are more interested in making their problems go away instead of properly taking care of them. Uber and Lyft would rather deny a passenger’s injury claim or simply fire a driver who has been hit by another car than help them recover from their incident.
The Advocates Law can help you hold Uber and Lyft accountable for your car accident. The attorneys with The Advocates will answer any and all questions you may have about rideshare accident claims.
Uber and Lyft Accident Basics
One of the first questions rideshare accident victims have is about who is to liable for their accident. The short answer is that it’s complicated. Both Uber and Lyft are multi-billion-dollar corporations who require anyone who drives for them to be covered a $1,000,000 liability insurance policy with both uninsured and underinsured motorist coverage. This means that anyone injured in an Uber/Lyft accident should receive compensation for their medical bills, lost wages, and possibly pain and suffering.
What most people don’t know about Uber and Lyft’s insurance policies is how selective this coverage can be. If your accident doesn’t adhere to their internal policy rules then they will likely deny your claim. Never forget that Uber and Lyft are in the business of making money, so don’t expect them to pass up an opportunity to save a buck.
RideShare Accident Victims
Many people think riding in an Uber or a Lyft is just as safe as riding in any other car. Yet it’s a mistake to assume you are safe in a rideshare vehicle or even driving near one. The rideshare business model can only thrive if it has enough drivers to keep up with capacity. No passenger wants to wait more than a few minutes to be picked up, so Uber and Lyft do their best to push their drivers to make as many pickups as possible.
The downside of this strategy is that rideshare drivers are often overworked, exhausted, and irritable. Add gridlocked traffic into this equation and accidents are almost certain to occur. Though it may be hard to believe, you’re likely safer in a regular car than in an Uber or Lyft.
RideShare Driver Accident Victims
If you’re a driver for a rideshare company how certain are you that your employer will have your back after an accident? Uber and Lyft’s insurance periods are set up so the deck is stacked in their favor. Most insurance companies will deny your claim solely due to you being a rideshare driver. And if your accident claim is denied, how will you be able to support yourself financially without a vehicle?
Sadly, a single accident can send a rideshare driver’s life into a downward spiral. As is the habit of major corporations, the little guy gets crushed underfoot any time a problem arises. Thankfully, The Advocates are experts when it comes to insurance policy law and know how to ensure companies like Uber and Lyft pay their fair share.
Contact The Advocates
The Advocates have the reputation of being the best rideshare accident attorneys throughout the entire Seattle-Tacoma Metropolitan area. We can help you sort out the confusing legal maze rideshare cases often produce. Our attorneys will make sure you receive just compensation from every party found liable for your injures and losses. If you’ve been injured as a passenger or as a driver for Uber, Lyft, or another rideshare company don’t hesitate to call our office today for a free case evaluation. We will help make those responsible pay. Contact us at 206-452-4200 or chat online now with a live attorney. Don’t wait! Call today!