If you drive an 18 wheeler and get into a truck accident that was not your fault, how will you go about paying for your medical bills? What can you do if your injuries cause you to be out of work for longer than you’d like making you unable to pay rent or other bills? Who will compensate you for all the pain and suffering you go through due to another driver’s negligence?
Lawyers for truck drivers do exist and are more than willing to take on your case. Below, you will find information on what to do when you get into an accident that isn’t your fault. If you drive a truck, just know that The Advocates of Advocates Law want you to stay as safe as possible.
You got into an accident. Another vehicle hit yours and a million thoughts are racing through your head. Your back or neck might start to hurt but you hesitate in going to the hospital because you’re unsure who will pay for your treatment. Luckily, if you were on the job at the time of the accident, workers’ compensation will cover your medical bills as you treat.
You have multiple options to open a workers’ compensation claim. When you go to the doctor soon after your accident, make sure you inform the physician that you were on the job at the time of the accident and they will send a report to Labor and Industries to open a claim. You can also file a workers’ compensation claim yourself online.
If you weren’t actually on the job while you were driving your truck and got into an accident that wasn’t your fault, don’t worry. While workers’ compensation will not cover you, a good truck accident lawyer, like one from The Advocates, can open a claim with the insurance policy that was on the commercial truck you were driving at the time. When your lawyer opens a claim, they are checking for Medical Payments (Med-Pay) or Personal Injury Protection (PIP). Both of these will cover your medical treatment up to a certain amount as you treat.
If your commercial truck insurance does not have PIP or Med-Pay, then your lawyer can work with your medical providers to hold your bills until you’ve obtained a settlement. This way you can still treat and not have to worry about your bills going to collections.
Your truck accident lawyer will file claims with both the at-fault party’s vehicle insurance and your commercial truck insurance. They will then wait until you are done treating, gather all your medical bills and lost wages, and submit a compensation demand to the at-fault driver’s insurance. If the settlement from the at-fault driver’s insurance is enough to cover your expenses, as well as your pain and suffering, then your case will be closed.
However, if your injuries are more severe and your medical bills are high, then your truck accident lawyer may need to seek compensation from your commercial vehicle’s insurance. There is also the likelihood that the at-fault driver does not have insurance, in which case your lawyer will seek compensation from the truck’s insurance.
The answer is a resounding yes! If you were injured in a truck accident that wasn’t your fault you have the same rights as someone who was driving a standard car. Lawyers for truck drivers, like The Advocates, will guide you through filing an insurance claim, get your bills paid through workers’ compensation, and make sure you receive a fair settlement for your pain and suffering.
The Advocates are available 24/7 and always offer free initial advice. Call today for a personal consultation.