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If you drive an 18 wheeler and get into a truck accident that was not your fault, how will you pay your medical bills? What can you do if your injuries cause you to be out of work and unable to pay for your medical bills and rent? Who will compensate you for all the pain and suffering you go through due to another driver’s negligence?
Lawyers for truck drivers do exist and are more than willing to take on your case. Below, you will find information on what to do when you get into an accident that isn’t your fault. If you drive a truck, just know that The Advocates of Advocates Law want you to help you with your case.
You got into an accident. Another vehicle hit yours and a million thoughts are racing through your head. Your back or neck might start to hurt but you hesitate to seek medical treatment because you’re unsure who will be responsible for the bills. Luckily, if you were on the job at the time of the accident, workers’ compensation will cover your related medical bills.
There is more than one way to open a workers’ compensation claim. When you go to the doctor soon after the accident, make sure you inform the physician that you were on the job at the time of the accident and they will send a report to Labor and Industries to open a claim. You can also file a workers’ compensation claim online.
If you weren’t actually on the job while you were driving your truck and got into an accident that wasn’t your fault, don’t worry. While workers’ compensation will not cover you, a good truck accident lawyer, like one from The Advocates, can open a claim with the commercial insurance policy that covers your truck. Your lawyer will check to see if you have Medical Payments (Med-Pay) or Personal Injury Protection (PIP) coverage. This coverage pays your medical bills up to a certain amount as you get treatment.
If your commercial truck insurance does not have PIP or Med-Pay, then your lawyer can work with your medical providers to send your bills through your health insurance or hold the bills until you receive your settlement. This way you can still receive treatment and not worry about your bills going to collections.
Your truck accident lawyer will file claims with both the at-fault party’s vehicle insurance and your commercial truck insurance. They will then wait until you are done treating, gather all your medical bills and lost wages, and submit a compensation demand to the at-fault driver’s insurance. If the settlement from the at-fault driver’s insurance is enough to cover your expenses, as well as your pain and suffering, then your case will be closed.
However, if your injuries are more severe and your medical bills are high, then your truck accident lawyer may need to seek compensation from your commercial vehicle’s insurance. There is also the likelihood that the at-fault driver does not have insurance, in which case your lawyer will seek compensation from your truck’s insurance.
The answer is a resounding yes! If you were injured in a truck accident that wasn’t your fault, you have the same rights as someone who was driving a standard car. Lawyers for truck drivers, like The Advocates, will guide you through filing an insurance claim, get your bills paid through workers’ compensation or by other means and will make sure you receive a fair settlement for your pain and suffering.
The Advocates are available 24/7 and always offer free initial advice. Call today for a personal consultation.
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