How Much of a Settlement for My Idaho Car Accident?
Did you know that 6 million people are involved in car accidents each year in the United States? If you were hurt in a collision, you are probably facing many uncertainties in your life. Car accidents can cause a great deal of stress and leave a huge financial and emotional burden on you and your family.
Every year, more than 2 million people suffer lifelong injuries from being in an accident. Medical bills pile up and injuries often prevent accident victims from being able to work, even for just a short period of time. It’s important to note that these are just a few factors you can be reimbursed for following your crash.
A car accident settlement is an agreement to pay someone who has suffered an injury or damage to a vehicle due to a collision. To obtain a settlement amount, the accident victim needs to file a personal injure lawsuit against the at-fault driver or the at-fault driver’s insurance company.
A settlement can reimburse you in several ways, including medical bills, insurance payments, emotional distress, lost wages and the costs to replace your vehicles. If you’ve been injured in an accident, your injury settlement will likely be based upon the below factors:
- Medical bills
- Future medical bills
- Property damage of your damaged vehicle
- Lost wages caused by your recovery
- Pain and suffering
- Emotional or psychological strain
- Loss of consortium
Do I Need to Report My Accident in Idaho?
One of the most important steps you should take following your accident is to report the incident. While reporting requirements may be the last thing on your mind, you should immediately report the crash if someone was injured, passed away, or property damage totals more than $1,500. According to the Idaho state legislature, this is the law. You can call 911, a nearby police department, or the Idaho State Police if the accident took place on the highway.
Idaho law also mandates that if you were involved in an accident that has resulted in injury or death, whether on public or private property, you must immediately stop your vehicle and remain at the scene until authorities are notified and insurance and contact information has been exchanged. Any violation of this constitutes as a felony in Idaho.
What is the Average Car Crash Settlement Amount in Idaho?
Before we break down how settlements are determined, it’s important to first understand that not all accidents are the same. What one person is offered for a rear-end collision may be drastically different than what you may be offered after a motorcycle accident.
Each collision has a unique set of factors that will be used to help determine your compensation amount. Your settlement amount will largely depend on the severity of your injuries and property damages as well as the amount of medical treatment you received. Having a car accident attorney build you an injury claim will also determine how much you are reimbursed.
Your attorney will be able to assist you in negotiating with the insurance company so that you get the best settlement offer possible.
How are Car Accident Settlements Calculated in Idaho?
Two of the most important steps following an accident is reporting the matter to the police and then to your insurance provider. Settlement amounts are calculated once your insurance or the at-fault party’s insurance company begins the investigation and reviews all the evidence, including police reports.
The insurance industry doesn’t have a set calculator that will determine your settlement amount. If you only sustained vehicle damage, you’ll likely be reimbursed based on policy limits. Like most states, you are required to have insurance in Idaho, which will also determine how your settlement is calculated. The minimum amount of car insurance in Idaho is as follows:
- $25,000 for bodily injury to 1 person in a single collision
- $50,000 for total bodily injury to 2 or more people involved in a crash
- $15,000 for property damage
Compensation for pain and suffering is only given if you were injured. This is why seeing a doctor immediately after your accident is important, even if you don’t think you were hurt. Some accident injuries, such as whiplash, may develop several days or even weeks after your collision occurred.
If you’d like to get a rough estimate of your settlement amount, you can simply add up the cost of your medical bills, car repairs and/or rental vehicle, and lost wages. Multiple that sum by three.
For example, let’s say you suffered a back injury due to your accident and paid $6,000 in medical bills. You were out of work for two weeks, which made you lose $2,000 in income. Your average car accident settlement might be approximately $24,000. However, it is likely to fall somewhere between $16,000 and $30,000.
Accident settlement amounts are usually higher if the injuries are more severe or permanent. You’ll also receive a higher compensation if the at-fault driver was found to be driving under the influence.
How Much of a Settlement Should I Expect for My Injuries?
Determining the precise amount of your potential car accident settlement is an impossible task due to how each factor is calculated during the evaluation process. Some of the most frequently used factors are: how the accident occurred, the various insurance policies involved, and, most importantly, what types of injuries you have sustained. Since no two accidents are alike, it follows that no two settlements will ever be alike either.
Below are the most common types injuries caused by car accidents and how each settlement is structured around accurately compensating victims for their pain and losses.
How Much for a Car Accident Head Injury in Idaho?
A car accident can often cause head injuries seemingly as minor as a head concussion or as serious as a debilitating traumatic brain injury (TBI). Commonly, victims aren’t even aware they’ve suffered a head injury until days or possibly weeks following their car accident. This is why it is so very important to visit a doctor regardless of whether you feel pain or not. Head injuries can frequently be silent yet deadly if they aren’t treated at the earliest possible opportunity.
Car accident head injuries often cause several different types of symptoms, such as speech impairment, sudden shifts in behavior or emotion, issues with basic motor functions, or even memory loss. The settlement amount you likely receive will almost certainly depend on the severity of your head injury.
How Much for a Neck Injury Such as Whiplash After My Car Accident?
Similar to head injuries, a car accident neck injury can be as minor as whiplash or as severe as a broken neck. Thankfully, the majority of neck injuries are more of a persistent annoyance to daily routine than life-threatening.
However, some neck injuries are so serious they can leave victims incapacitated for weeks or even months on end. Severe injuries to the spinal cord, nerves, or the vertebrae in the neck often end in high-dollar car accident settlements to compensate victims. More minor injuries, such as whiplash, will almost certainly settle for far lower amounts.
How Much for a Back or Spine Injury in Idaho After a Car Accident?
Again, similar to injuries to the head or neck, car accident back injuries will likely be either minor or dangerously serious, like an injury to the spinal cord. Minor back injuries such as a simple strain all the way up to a herniated disc will likely be compensated for far less than injuries which require surgery. However, a minor back injury claim may still settle for a considerable amount.
Accidents involving the spine, on the other hand, will almost certainly settle for far larger sums. Spinal injuries are particularly dangerous in that they can cause temporary or lifelong paralysis, and in the most extreme accidents, possibly death. If you have suffered an accident that has caused you an injury to the spine, your injury settlement could be for a high-dollar amount due to the long term damages you will likely suffer.
How much for a Car Accident Arm or Shoulder Injury in Idaho?
While not life-threatening, shoulder injuries can persist for months or even years. A shoulder injury settlement can be based on a number of types of injuries from shattered shoulder blades to bursitis or even simple sprains and tears in the muscles. Determining the value of a shoulder injury settlement will likely depend on how seriously you were injured. Strained ligaments or torn shoulder muscles will almost certainly settle for far less than more serious shoulder injuries, such as those which cause Permanent Total Disability (PTD) or Permanent Partial Disability (PPD).
Easily the most overlooked car accident injuries are those to the arms and hands. However, broken bones, dislocated joints, injured tendons, and fractured wrists or elbows can still leave victims unable to lead their lives as they did prior to their accident. Due to this fact, the average settlement for a broken arm caused by a car accident is rather high due to the potentially long-term effects caused by the injury. Injuries to the wrist or elbow can settle for far higher totals if surgery is required to reconstruct the injured area. Many cases involving broken bones in the arm have been known to settle for higher amounts. It all depends on the severity and the skill of the attorney involved in the settlement.
How Long Do I Have to File an Accident Claim in Idaho?
Time limits for filing a car accident claim in Idaho is two years, according to Idaho Code § 5-219. This means you must either settle your injury claim or file a lawsuit within two years from the date of your car accident. If you are claiming property damage, you have three years from the date of the crash.
It’s important to remember that missing a deadline could stop you from being able to file a lawsuit altogether. However, if your claim can’t be settled within the two years of the date of the incident, filing a lawsuit will stop the statute from running.
Where Does the Idaho Average Amount Come From?
If you were involved in an accident, your insurance or the at-fault party’s insurance company might be responsible for compensating you for your injuries and losses. If you have collision coverage and the accident was your fault, your insurance company will pay a certain amount to fix your vehicle.
When the accident is caused by another driver’s negligence, his or her insurance company should compensate you for any losses, vehicle damage, and pain and suffering. Keep in mind that when you work with a car accident lawyer, you may receive up to 5x more in compensation than if you submit your insurance claim without the help of legal representation.
Should I Call an Idaho Lawyer After my Collision?
The simple answer is yes.
Working with a car accident attorney can help you receive a higher settlement amount than the insurance company would offer you on your own. Your lawyer will gather all of the evidence needed from your collision and present each detail about your case to the insurance company or a judge.
Your attorney might also introduce information that would have been missed if you negotiated with the insurance company yourself.
Any type of reimbursement for car repairs and medical expenses are almost always determined by the exact amount you paid. Your lawyer will negotiate a fair settlement for your pain and suffering.
One of the most important reasons to work with a personal injury attorney is that insurance claim adjusters are trained to offer the lowest possible settlement amount. The insurance company may try to prove that you received unnecessary treatment or even try to say that you were able to go to work.
A lawyer will help protect your legal rights and negotiate with the insurance company until you are rightfully compensated for your injuries and losses.
Not all accident claims go to court, but if the insurance company and your attorney cannot come to a suitable agreement for you then you may need to take the matter to court. A car accident lawyer can answer any questions you have about being in an accident and obtaining settlement for your injuries and damages.
Contact The Advocates Today!
If you or a loved one were injured in an accident through no fault of your own, you will need an Advocate on your side. The car accident lawyers with The Advocates have decades of experience in helping injury victims recover maximum compensation for their losses. We will negotiate with insurance companies and claim adjusters on your behalf.
Being injured in a collision can be one of the most difficult times in a person’s life. The Advocates are here to guide you each step of the way so you can focus on healing. Don’t wait to contact our attorneys. Call us today at (208) 291-5993, fill out the form below, or use our Live Chat Here to schedule a free consultation. You deserve an Advocate!
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