Despite being invisible, concussions are serious injuries and should not be ignored. Concussions are frequently caused by moderate to severe trauma to the head. Due to the typical blunt force impacts associated with automobile, motorcycle, and bicycle accidents, the risk of obtaining a concussion is high if you are the victim of such an incident....
Photo by Daniel Dan Sacrum pain arising from an injury usually occurs following high-speed motor vehicle accidents and slip and falls. As we’ve discussed in previous articles regarding the spine, injuries to the sacrum can be debilitating to the injured party. Sitting while having sacrum pain can be excruciating and near impossible. Let’s learn about...
You’ve gone through treatment for your personal injury, you might have dealt with PIP or your health insurance in order to get your medical bills paid, you probably hired an attorney to help you with your claim. You’ve either spoken with an insurance adjuster or your attorney regarding a settlement offer, which you’ve gladly accepted....
In our previous article, we discussed important health insurance topics such as understanding deductibles and coinsurance. In part two we’ll go over two other important health insurance topics: copays and maximum out-of-pocket cost. There will also be some math to show you how health insurance calculates medical cost shared between the insurer and the insured....
Photo by Nappy In the past few years, there has been a lot going on with health insurance. In Washington State we gained the Washington Health Plan Finder, an easy way to find affordable health coverage. However, the affordability is hotly debated, with US Senator Maria Cantwell wanting to bring back a Basic Health Plan...
According to a recent letter from Johns Hopkins Medicine to the Centers for Disease Control and Prevention (CDC), medical malpractice needs to be reclassified from a medical coding standpoint. Medical professors and students alike believe that medical error is the third leading cause of death after heart disease and cancer. Yet if medical malpractice is...
Medical liens and letters of protection essentially guarantee the medical provider will get reimbursed for the treatment they provided you for any injuries you sustained in an accident. In some cases attorneys and medical providers use the term lien and letter of protection interchangeably; however, the only difference between the two is that a lien...
If you get into an accident and find out you have PIP, getting PIP to pay for your medical bills, wage loss, and loss of household services can be tough. Though you may have diligently paid your insurance premiums, when an accident happens insurance companies are sometimes quick to withhold money for necessary treatment. So...
No matter what kind of accident you’ve been in, if you are hurt you need to seek treatment. Unfortunately, paying for that treatment can be a nightmare. Depending on your situation there may be several different options available to help pay for your treatment, but navigating who should pay can be difficult…. Who Should Pay...
Underinsured Motorist coverage (UIM) and Uninsured Motorist coverage (UM) are important to have in Washington State and are often interchangeable with insurance adjusters. UIM and UM coverage is just as important and essential to your auto insurance policy as Personal Injury Protection (PIP) is in providing adequate protection against any contingency. Similar to PIP, UIM/UM is...