Is it really necessary to call 911 and report your car accident if no one was hurt? It might seem tempting to hurry on to your destination instead of waiting for the police to respond and complete a report. Maybe you don’t want to “bother” law enforcement with your minor crash. After all, they have better things to do, right?
Maybe the other driver asks you not to call 911. He (or she) suggests you just exchange information and go on your way, and it seems like the easiest thing to do. Or is it? Even if the other driver seems to be on the level, how do you really know? Maybe their insurance isn’t up to date. Maybe there’s an active warrant out for their arrest. Maybe the driver that hit you doesn’t have any insurance at all? Or a valid driver’s license?
One in seven drivers on the road today has no car insurance. A lot of people have learned to skirt the system by carrying an expired or fake insurance card. The police can find out immediately through their computer systems whether the insurance is valid or not. If you are involved in a crash with someone who has no insurance, you are in a tough situation.
What proof do you have that the accident even happened, if you don’t get a police report? A police report documents the crash, and sometimes it can help speed up the claims process.
So be safe, be polite, don’t admit fault, and get the information you need from the other driver. Then CALL US! When someone is injured in a car wreck we can deal with both insurance adjusters so you never have to. Call us at 206-452-4200. No cost to you until we win or settle your case!