You’ve just been in a motor vehicle accident and thoughts are swirling around in your head. The person that hit you has either stopped as well and is ready to exchange information, or maybe they’ve been a jerk and driven off without you able to get their license plate number. It could even be that when you exchange information, the other person has no insurance to give you. Here at the Advocates, a personal injury attorney will walk you through setting up a motor vehicle accident claim with your or the third party’s insurance.
Using Your Police Report for Your Motor Vehicle Accident Claim
When you are in an accident, the first thing you need to do is call the police. A police officer will be dispatched and talk to both you and the at-fault driver about what happened in the accident. They may question any nearby witnesses as well. What they’re doing is gathering information to put into a police report that will make opening up your motor vehicle accident claim much easier.
For most accidents, police reports are up on the Washington State Patrol Collision Report Search page within a few days of your accident. However, there will be exceptions depending on how many cars were involved in the accident, if there were any fatalities, or if the officer has to conduct research into the accident.
Opening Your Motor Vehicle Accident Claim
It is always best to talk to an attorney before speaking to the adjuster for the at-fault driver’s insurance company.
You can always open your claim without the police report, but your insurance adjuster and the at-fault party’s insurance adjuster ask many questions that will be clearly written on the police report. Some example questions the adjusters will ask are below:
- What time did the accident take place?
- What is the VIN number of the car the hit you?
- Was the at-fault party cited by the police?
- How many passengers were in each car?
After those questions, both adjusters will likely ask you if you were injured in the accident. If you were injured, even in the slightest, it’s important to mention the nature of your injuries here and if you are seeking treatment. However, when talking to the third party adjuster do not list your medical providers unless you were hit while riding your bike or walking.
After the initial motor vehicle accident claim setup, both adjusters will then want a recorded statement from you. If you hope to seek damages from the at-fault party’s insurance it is important to be clear and concise.
Call a Seattle Personal Injury Attorney Today!
Opening a motor vehicle accident claim and dealing with recorded statements can be time-consuming and frustrating. Adjusters know how to twist words of the people who were in an accident so they don’t have to pay out as much. However, a knowledgeable and experienced personal injury attorney can open your claim and deal with the insurance adjusters so you don’t have to.
The Advocates have numerous motor vehicle accident attorneys who have dealt with their fair share of adjusters and are ready to go to court for a fair settlement. Day or night, if you’ve been injured in a motor vehicle accident and don’t want to deal with the hassle of fighting for compensation, give The Advocates a call at (206) 452-4200 today.