Insurance Disputes Are Common & the Advocates Law Can Help
Filing personal injury claims with an insurance company can sometimes lead to insurance disputes. In those cases, you can be sure the insurance company will do everything it can to win the dispute.
Insurance Disputes in Personal Injury Cases
If you make a claim on an insurance policy, you could easily end up fighting to receive your rightful settlement. Many people think a claim will be approved immediately without question. But in fact, every claim is carefully examined. The insurance company will use any legal trick to avoid paying the full amount owed. This is a routine practice because the insurance company exists to make a profit.
You Need a Lawyer to Work for You in Personal Injury Insurance Disputes
If you have a dispute with an insurance company, your first step should be to hire an experienced personal injury attorney. Common insurance disputes arise out of slip and fall accidents, car crashes, workplace injuries, even wrongful death cases. Whether your case is about major car crash or a minor fender bender, the insurance company will try to lower your settlement.
Understanding Your Insurance Policy Helps You Avoid Insurance Disputes
A good personal injury lawyer will know how insurance policies work, including their limits, restrictions, and requirements. Many insurance disputes arise out of holes in coverage or legal technicalities. In many insurance disputes, your attorney can investigate how much coverage the other party has and how the insurance company might try to disprove your case.
How Many Long-Term Benefits Does Your Policy Promise?
If you are disabled from an injury, your health or life insurance policy is designed to cover some or all of your living and medical expenses. If you can’t work because of a personal injury or illness, disability insurance should give you an income comparable to what you would have had if you had not become disabled. A good personal injury attorney can work to maximize your benefits.
Knowing Washington State Law Is Crucial for Proportional Liability
Some states regulate insurance to allow for proportional liability. Proportional liability means that if you are found to be partly responsible for an accident, the insurance company could pay out much less than you would otherwise be entitled to. Also, some states allow for no-fault accidents. In either case, your attorney will help prove your case and maximize your settlement.
Insurance Dispute Case Settlements Can Be Tricky
In most insurance disputes, both sides want to settle the case as quickly as possible. Working on insurance disputes requires many hours of research and depositions. However, settling a case too quickly could cost you thousands of dollars.
Taking the first offer from an insurance company, no matter how tempting, is not a good idea. Usually, you can get a better offer through mediation, one that covers medical bills plus pain and suffering. Your attorney can also get you a better deal by moving to go to trial, which is often enough to encourage insurance companies to settle.