Per mile driven, motorcycle accidents account for far more injuries and fatalities when compared to drivers of motor vehicles. Motorists also have the advantage of numerous crumple zones on their vehicle whereas motorcyclists, if struck, are likely going to be thrown from their vehicle. While helmets and motorcycle gear greatly reduce injury, motorcyclists are still exposed to numerous risks when sharing the road with motor vehicles.
The most frequent type of motorcycle accident is unfortunately caused by the rider running off the road and striking an object such as a guardrail or curb. This is usually because the rider is inexperienced, intoxicated, or inattentive. These types of motorcycle accidents often occur while driving around curves and are often, unfortunately, the motorcyclist’s fault.
However, the second most common type of motorcycle accident is motor vehicles disobeying traffic control such as signals or signs, and striking motorcyclists. For example, if a motorcyclist has the right of way through a stop sign, the motor vehicle might not be paying attention and will go through their stop sign without waiting for the motorcyclist, causing a collision.
Another common type of motorcycle accident is the left-turn accident. Overwhelmingly in these types of motorcycle accidents, the motorcyclist as the right of way with the driver often not checking for oncoming traffic before proceeding through their left turn.
You cannot be at fault for the motorcycle accident. This means that you will need to have a motorist who was at fault. If a motorist strikes your motorcycle and causes an accident, make sure you call the police so that you can have a police report written stating that you were not at fault for the accident.
In addition, you will need to make sure the at-fault driver had an active insurance policy at the time of the accident. When you hire an experienced motorcycle accident attorney, like The Advocates at Advocates Law, your attorney will only be able to seek settlement from an insurance company rather than the actual driver.
After you’ve made sure you were not at fault and know the at-fault driver has insurance, you can open a claim with the driver’s insurance to seek settlement. If the driver has Personal Injury Protection (PIP) on their policy, it may also cover your medical bills and lost wages until your settlement. However, PIP does not have to cover motorcyclists so you will always want to check. Unfortunately, in Washington State, the insurance company has the right to refuse PIP to motorcyclists.
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As mentioned above, you have a case if you were not at fault for the motorcycle accident and suffered from injuries caused by the accident. Motorists are notorious for not paying attention or even seeing motorcyclists while sharing the road. And if a motorist injures a motorcyclist, those injuries could be severe enough to overwhelm the motorcyclist in medical bills.
If you had injuries that warranted medical treatment then you most certainly have a Washington State motorcycle accident case. The Advocates at Advocates Law can help you decide if you would like to pursue a case by gathering all the details from your accident and letting you know with a free initial consultation. Call us now!